Getting a better nose, bigger boobs or firmer thighs. All this comes at a high price. Well, it doesn’t have to…not if your insurance company is willing to help. Some health insurance companies are offering a new type of plan – access to a list of plastic surgeons who have agreed to reduce their fees.

The price-cutting plastic surgeons are part of something called the American Cosmetic Surgery Network, owned by United Networks of America Inc., which also runs discount programs for prescription drugs, hearing aids, dental care and vision-correction surgery.

The network prices – such as $6,449 for a facelift – can be much lower than comparable local rates. The national average price for this procedure is $6,532, according to the American Society for Aesthetic Plastic Surgery, but because fees vary widely by doctor and geographic region, these rates can be significantly higher.

United Networks say its prices represent either a 20 percent discount off each doctor’s typical rate, or a fixed below-market rate, with a cap of $999 set on additional facility fees. Look into this if you’re ready to go under the knife, laser or needle. [sources: The Wall Street Journal, Fitness RX]